I have joined the Vision team having established myself over 28 years with Lloyds Private Banking, providing all round financial planning with my clients as a Private Banking Manager.
I have the Diploma in Financial Planning and have also achieved Chartered Wealth Manager Status through the Chartered Insitute for Securities and Investment.
I have a broad range of knowledge and have worked as an IFA in Jersey, dealing with expatriates in Europe, managing clients portfolios directly and dealing with Trusts and Wills. The time is now right for me to move to an independent status.
I am very aware that clients are looking to work with an adviser who they can trust over the long term. I believe in building long term relationships with clients on a face to face basis so that I can really understand what is important to them.
I feel there has been a tendency over the last few years to provide a one size fits all type of arrangement. However, from my experience with clients this is not always what the client needs or wants and it is important to meet each and every clients’ individual objectives as far as possible.
The reason for moving independent is so that I can offer this through the whole marketplace and meet individual client needs.
‘Richard is an excellent and trusted adviser. He has been working with my wife and I over a number of years to ensure and reassure that our assets are well placed and invested appropriately to give us peace of mind. I value his advice and support.’
‘I have a good working relationship with Richard. He keeps in touch and updates me on changes, as well as ensuring I have the correct portfolio for my needs. I use another provider as well, but Richard is significantly more proactive in his approach to me. ‘
‘Richard has provided us with the very in depth and comprehensive advice since we have worked with him, 5 years. He is always available for questions and provides information in a clear and understandable way. Richard is certainly a consummate professional, and is always up to date on changes, and we have recommended him to a number of friends and family with total confidence.’