During his 19 years with HSBC David helped set up the independent financial advice service for the bank in Cornwall.
In a rapidly changing world there is a need for understanding, and a perspective that creates opportunity for investors. However, some things will never change as a recipe for success – putting the client first, good communication, risk management, solutions relevant to the client’s circumstances needs and objectives, building long-term relationships of trust and loyalty.
David believes in delivering the highest level of service to clients and meeting their financial planning needs with a truly independent and thoughtful view gained from many years of practical experience.
An adviser since 1984 he was delighted to join his colleagues at Vision in 2010. In 2012 he is proud to be the founding sponsor of the Vision LillyFreya Royal Cornwall Yacht Club Summer Race Series and the Vision LillyFreya Youth Fund with the aim of encouraging young people to develop their sailing skills.
To view the 2016 RCYC Sailing Trust Proposal, click here or to view an article from the latest RCYC Newsletter, click here
David can be contacted at our Falmouth Office on 01326 210904 or on his mobile which is 07515 507334.
‘Mr Coglan has always been patient and understanding when I have had questions regarding something I haven’t fully understood. He has answered my queries in simple terms that I have been able to understand. He has also always answered my emails directly when I have needed extra advice and has helped with communication between myself and my investment management company.’
‘David noticed that there was an anomaly with my tax. He sorted the problem out for me. I do not think that I would have been able to do this without his help and support.The result has been a back payment of tax and my pension from the NHS. I cannot thank him enough.’